Elimentary

Private credit funds, loan originators, and servicers must manually process loan tapes, deal documents, servicer reports, and complex indentures to extract decision-ready data. The same pool of loans gets re-keyed and re-interpreted separately by each party involved in a deal, creating duplicated manual work and inconsistent data. Analysts spend hours cracking loan tapes, decoding priority-of-payments, and running payment waterfalls by hand. Meeting rising LP and regulator reporting expectations today requires growing headcount, and testimonials describe operations teams becoming swamped by document-heavy workloads such as loan-tape diligence and lead volume spikes.

Elimentary runs the middle and back office of private credit using autonomous AI agents that turn loan tapes, deal documents, and servicer reports into trusted, decision-ready data within minutes. The platform covers three areas: deal diligence (cracking loan tapes, generating servicer reports, decoding priority-of-payments, running payment waterfalls from indentures), portfolio monitoring (continuous tracking of covenants, borrowing-base, and cashflow variance, plus delinquency and stress simulation), and regulatory reporting (granular borrower-level LP and regulatory reports with a verifiable audit trail). It is built to serve funds, originators, and servicers with one reconciled source of truth instead of each party re-keying the same loan pool data. The company states it is compliant with ISO 27001, AICPA SOC, GDPR, and CPRA.