Gravy

Gravy is a local-first AI workspace for Mac that connects your accounts and answers questions about your money.

FinTech · AI / ML Live product
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10/19/2026

The Problem

People with checking, savings, and investment accounts spread across multiple institutions like Chase, Wells Fargo, and Robinhood struggle to get a clear, current picture of their finances. Today they must manually track balances, categorize transactions, spot recurring subscriptions, and prepare for taxes without a single place that ties it all together. Cloud-based finance tools also require handing over sensitive account and transaction data to remote servers. This leaves people guessing where their money goes instead of having straight answers.

The Solution

Gravy is an AI agent that runs locally on a Mac and connects every bank, card, and investment account into one workspace. It auto-categorizes transactions, tracks subscriptions and bills, monitors investments and net worth, and keeps tax-related deductions and records organized throughout the year. Users can ask the agent questions like what changed this week or request updates to their budget, and it surfaces things like new subscriptions or unusual spending. Because it runs entirely on-device, accounts, transactions, and documents never leave the Mac, and users can export, back up, or delete their data at any time.