Hedge Insurance

Retail insurance agents often handle commercial accounts that are difficult to place, such as cat-exposed property, thin-file professional risks, or distressed cyber accounts. Today these submissions tend to bounce between rotating contacts, get spread across many markets without curation, and leave agents waiting days for answers or chasing status updates through email. The result is slow turnaround, lost context across threads, and accounts that sit warm too long before a market responds. Testimonials on the page describe waiting up to a week for quotes and having to chase follow-ups to learn whether a market passed.

Hedge Insurance is a wholesale brokerage that gives each account a dedicated, named broker who stays with the file from intake through bind rather than routing it through rotating inboxes. Agents submit risks informally (email, ACORD form, screenshot) and Hedge handles intake, triage, and curated market selection across admitted and non-admitted markets, Lloyd's, and specialty MGAs. Every submission lives in a single shared, real-time file showing status, carrier responses, subjectivities, and quotes, visible to producers, managers, auditors, and carriers so no one needs status-check emails. The company also publishes wholesale coverage guides, class checklists, a fillable form library, editable ACORD forms, an appetite checker, and API/agent instructions so retail agents (and their software agents) can prepare submissions before Hedge reviews them.