Levocred

Credit funds, fintech lenders, and banks rely on manual back-office work to underwrite loans, monitor portfolios, and produce compliance reports. Analysts draft IC memos by hand from loan tapes and credit agreements, answer portfolio questions by digging through records, and rebuild compliance certificates from scratch each reporting period. This work is slow and ties up skilled staff on repetitive tasks like applying eligibility tests to a loan tape or tracing advance rates against credit agreement provisions.

Levocred automates three lending workflows. For underwriting, it takes a loan tape and credit agreement and produces a cited IC memo draft. For monitoring, users ask questions about their portfolio in Slack and get answers with sources within a minute. For compliance, it recomputes and tests a borrowing base certificate so it is checked rather than rebuilt by hand, producing a document ready for CFO signature. A demonstrated borrowing base workflow shows the system tying gross receivables to a 4,182-row tape, applying 12 eligibility tests, excluding an obligor that breaches a concentration cap, confirming the advance rate against a specific credit agreement section, and arriving at an excess availability figure.