Nexpend

People underestimate how much they spend on subscriptions, with the average person spending around $273 per month across 12 or more subscriptions, according to cited surveys. 84% of people underestimate their subscription costs, and many services renew automatically without notice, draining accounts silently. Payments are scattered across multiple cards with different billing dates, making it hard to see the full picture. As a result, the text claims people waste around $240 per year on forgotten subscriptions they no longer use or remember.

Nexpend is a free app for tracking subscriptions without requiring an account or bank linking, storing all data locally on the device for privacy. Users can add subscriptions manually with price, billing cycle, payment method, and tags, then view them in a calendar or searchable list with renewal countdowns. The app sends customizable push reminders (1 day, 3 days, or 1 week before renewal) so users can cancel or confirm charges in time. It also offers a 12-month spending forecast, breakdowns by payment method, custom tags, multi-currency support, CSV export, iCloud backup, and the ability to pause and resume subscriptions without deleting them.