PropFusion

HOA and condo boards commission reserve studies, receive a 60-page document full of tables and projections, and then largely stop engaging with it. The treasurer skims it, other board members file it away, and years later nobody can answer whether the association is properly funded. This gap between having a study and using it leads to poor funding decisions and, according to the site, special assessments when problems surface unexpectedly. The underlying issue is not the quality of the study itself but the fact that a static PDF report has no ongoing role in board decision-making.

PropFusion pairs associations with a vetted reserve study professional who performs the actual study, including a site visit, component inventory, funding analysis, and 30-year projections. The output feeds into ReservePulse, an online platform that explains the study in plain English, lets board members ask questions answered by AI, and allows funding scenarios to be modeled, such as the effect of delaying a roof replacement by two years. The platform also gives the reserves a health score with alerts when something needs attention, tracks projects, and notifies boards when it is time to refresh the study. Reports are advertised as being delivered faster (5x) than typical timelines, with a stated 2 week turnaround. Coverage spans all 50 states, with dedicated pages summarizing state-specific reserve study laws such as Florida and California's Structural Integrity Reserve Study requirements.

Some states, including Florida and California, have introduced strict statutory requirements for reserve studies or Structural Integrity Reserve Studies (SIRS), increasing pressure on associations to keep studies current and actionable rather than shelved.